Finance your repair
Don’t put off the repair your vehicle needs. With Sunbit, you can pay for collision repairs or your deductible over time in simple monthly payments.
What is Sunbit?
Sunbit is a pay-over-time option for the repairs you need now. Instead of paying the full amount at pickup, you split your bill into monthly payments with terms you see and approve up front.
- Checking your options won’t affect your credit score
- Apply in about a minute and get a decision right away
- Fixed monthly payments; some plans offer 0% APR for qualified customers
- No hidden fees and no penalty for paying early
- Use it for collision repairs and deductibles
How it works
- Get your estimate. Start with a photo estimate, and we’ll confirm the repair total and what insurance covers.
- Check your options. Apply online or at our front counter with a few basic details. It takes about a minute.
- Pick a plan. Choose the monthly payment and term that fit your budget, then drive away and pay over time.
Apply with Sunbit
Complete the secure application below. Having trouble? Open the application in a new tab (opens Sunbit).
Financing FAQs
What can I finance with Sunbit?
Collision repairs, out-of-pocket repairs and insurance deductibles at our shop. Our estimators can tell you whether your repair qualifies.
Will checking my options hurt my credit?
Sunbit lets you see whether you qualify without affecting your credit score. If you accept a plan, Sunbit may report it to credit bureaus. See Sunbit’s terms for details.
How long does it take?
Applying usually takes about a minute and you get a decision right away. You can apply online or at our front counter.
What do I need to apply?
Typically your name, mobile phone number, date of birth and the last four digits of your Social Security number, plus a debit or credit card for any down payment.
What are the rates and terms?
Plan length, APR and any down payment depend on your credit and the repair amount. Some customers may qualify for 0% APR plans. You’ll see your exact terms before you accept anything.
Can I pay it off early?
Yes. Sunbit does not charge a penalty for paying early.
Financing is subject to credit approval and provided by Sunbit and its lending partners, not by Titus-Will Collision Center. Not all applicants qualify. Rates, terms, down payment and plan length vary based on credit and purchase amount; 0% APR is not available to all customers. Checking eligibility uses a soft inquiry that does not affect your credit score; accepting a plan may be reported to credit bureaus. See Sunbit’s terms for full details.
Questions about financing?
Call or stop by and our team will walk you through your options. Mon–Fri 8:00 AM – 5:00 PM · 2302 S 35th St, Tacoma